First Time Buyer Mortgages Basingstoke

Impartial advice suited to your requirements

Buying your first home

Buying your first home is an exciting prospect, but figuring out how to get onto the property ladder can feel overwhelming.

Luckily there is help available for first time buyers who are struggling to attain a mortgage for their first home. Many schemes exist including government initiatives as well as incentives provided by the banks. Whether it’s a Help-to-Buy ISA, Help-to-Buy equity loan, shared ownership mortgage or free mortgage arrangement fees, there’s plenty out there to help you on your way.

Housing schemes for first-time buyers

Over recent years there’s been a steady increase in the number of people purchasing their first home.

While the financial crisis of 2008 gave way to ‘generation rent’, financing options have responded to the needs of first time buyers in the current climate. These options have helped first time buyers increase by 75% since the year of the recession:

  • There’s a range of government schemes designed to help first-time buyers.
  • Equally, there’s hundreds of low interest rate mortgages on the market all of which are theoretically only available to first-time buyers.
  • Banks and building societies also package specific mortgage deals available only for first-time buyers, which may include incentives such as cash-back, low fees or a contribution towards legal costs.

Here at SJD Financial Services we have the knowledge and expertise to help you achieve your dream of owning your first home and getting your foot firmly onto the housing ladder.



Stephen J Douglas is authorised and regulated by the Financial Conduct Authority (FRN . 300703). I have unlimited access to mortgage products. This document is not an illustration and you have the right to request an illustration for any regulated mortgage contract which my firm is able to offer to you.